Category Archives: Phil Cannella Media

What to Do Now That You Qualify for Medicare

If you’re getting close to the retirement age of 65, then you’re definitely not alone. Between now and 2030, 10,000 individuals will turn 65 year old- every day! So now it’s time to sign up for Medicare. But Medicare produces many, many questions for a lot of individuals. So here are some things that you should know before/while signing up for Medicare. You are able to sign up for Medicare the moment you turn 65. And you can’t drag your feet either; because any delay Read More +

Phil Cannella Crash Proofs the Retirement of Shirley White

The exclusive Crash Proof Retirement System, created by Phil Cannella, has helped thousands of people secure their retirement futures. That includes Crash Proof Consumer Shirley White, a retired nurse from Blue Bell, PA. Shirley came to Crash Proof Retirement after listening to The Crash Proof Retirement Show, heard weekly on 1210 AM WPHT in Philadelphia and 1290 WJNO in West Palm Beach, Florida. Watch Shirley White’s Crash Proof Retirement testimonial below. One of the biggest highlights of Shirley’s proprietary Crash Proof Retirement System was the Read More +

Phil Cannella Talks Consumer Protection with Leading Consumer Advocate

Phil Cannella, host of the Crash Proof Retirement Show & founder of the proprietary Crash Proof Retirement System conducted an exclusive interview with Barbara Roper– the Director of Investor Protection for the Consumer Federation of America. Ms. Roper’s appearance on The Crash Proof Retirement Show paralleled her impressive career spent thoroughly dedicated to consumer advocacy causes. As a member of AARP’s “Money-After-50” program she has worked hard to benefit older Americans and specifically, people in or near retirement. Barbara Roper is also the nation’s leading Read More +

Phil Cannella Helps Women In Retirement

Phil Cannella and Joann Small continue to stress how important it is for women to be educated on retirement issues. With everything our mothers do for us throughout our lifetimes, we all want to see them enjoy their golden years to their fullest extent. Part of that is spending time with the grandchildren, but an equally important element is assuring their financial security in retirement. Joann Small-President and CEO of First Senior Financial Group (home of the exclusive Crash Proof Retirement System) & co-host of Read More +

Phil Cannella Explains What to Consider Before Purchasing Long-Term Care Insurance

Phil Cannella is a seasoned professional in the insurance industry, and a man who has spoken to thousands upon thousands of consumers about long term care insurance. He says there are a number of factors one must consider when looking at taking out a long term care insurance policy. For example, Phil Cannella says that you shouldn’t buy more insurance than you think you may need. If you have enough income to pay a portion of your care costs then you may only need a Read More +

Phil Cannella: A Pioneer in Crash Proofing Retirements

In the 1970s Phil Cannella was a pioneer in developing long-term care insurance, which today helps millions of retired people afford the continuing medical care they need. Phil Cannella chose it as a career after seeing first-hand what could happen to a family if someone needed nursing home care but couldn’t afford it. It’s exactly what happened to Phil Cannella’s grandfather when he was a young man and it had a lasting effect. Phil saw that he could help other families by providing a solution Read More +

Phil Cannella Exposes the Risks of Variable Annuities

Phil Cannella makes it crystal clear that if there is any one single investment that has no place in a Crash Proof Retirement System, it is the Variable Annuity. A variable annuity is subject to market volatility in such a way that if the markets tank or merely goes through a “correction” the variable annuity loses value. Unlike other types of annuities, Variable Annuities have many hidden fees that are charged to the account regardless of the performance of the underlying investment fund. Annual fees Read More +

Phil Cannella tells Retirees Not to Rely on Social Security

With the recent passing of the bipartisan budget deal by congress, numerous changes have been made to Social Security claiming strategies to effectively reduce benefits in order to close what some term as “loopholes”. Whether these were in fact loopholes or not is another question. The point is; we have to make is that we must consider just how much we should rely on Social Security as part of a retirement plan. If the changes were not enough, the fact also remains that 2016 will Read More +

Phil Cannella Explains His Philosophy

Phil Cannella is not just a man of finance but a person who seeks to help others facing retirement in every way possible. In his book; Crash Proof Retirement, The Planning Isn’t Over, Phil Cannella explains and reviews several very fundamental philosophies. One of these is that we should learn from the past and never let history repeat itself. By doing so, we can better control our future and thereby live a better life. As Phil Cannella explains, a brief study of the history of Read More +

Phil Cannella Talks Guarantees from Insurance Industry

Phil Cannella recognized long ago that the financial industry lacked any semblance of truth and one of the reasons many retirees lost so much money in each of the last several market crashes of the past decade was the misinformation given by mainstream media that led to people investing in the market. In contrast, Phil Cannella sought to shed some light on the financial industry through his exclusive Crash Proof Retirement Educational Events, where he educates the everyday consumer on the little known, important bits Read More +

Phil Cannella Expertise Praised by Clients

It is one of the most distinctive features of Phil Cannella’s Exclusive Crash Proof Retirement System. Every consumer who comes in for the educational process, regardless of their net worth, is treated with the same attention and respect. Each person who walks through the doors of First Senior Financial Group (home of the proprietary Crash Proof Retirement System) is given the same level of  service as the next client. Each is educated in exactly the same way in order that they can make their own Read More +

Phil Cannella Provides A Safe Haven During Market Downturns

When Phil Cannella educates investors at Crash Proof Retirement educational events, one surefire way to get their attention is to ask this question: “Who would have loved to earn 0% in 2008?” Sounds crazy, right? Why would anybody be happy with making 0%? But when the subprime mortgage industry started to struggle in 2007, the memory of the stock market crash earlier that decade was still fresh in Phil Cannella’s mind. It had led him to create the Crash Proof Retirement System, a proven means Read More +

Phil Cannella Warns Investors About The Bond Bubble

Chicago Credit Downgraded To ‘Junk’ Phil Cannella has spent almost 40 years in the insurance industry, so he knows a safe investment when he sees one. And the bond market is not a safe investment, as Cannella reported on last week’s Crash Proof Retirement Show. Research from Retirement Media Inc. found that Moody’s, a leading provider of credit ratings, research, and risk analysis, has downgraded the credit rating of America’s 3rd-largest city to junk-bond levels. Moody’s rating system, which grades bonds from Aaa to C, Read More +

Phil Cannella and Joann Small Celebrate Moms

Crash Proof Retirement Show-Happy Mother’s Day! Last week on The Crash Proof Retirement Show, Phil Cannella and Joann Small commemorated Mother’s Day by paying special tribute to the most important woman in all of our lives. “It was a very wise man who once said, ‘God can’t be everywhere; therefore, let there be moms!’” said Phil Cannella. With everything our mothers do for us throughout our lifetimes, we all want to see them enjoy their golden years to their fullest extent. Part of that is Read More +

Phil Cannella Offers Three Things You Should Know In Retirement

This past Saturday on The Crash Proof Retirement Show, Phil Cannella and Joann Small took a closer look at the thing they do best: educating consumers in or near retirement. Phil and Joann accomplish this not only through The Crash Proof Retirement Show, but through educational events around the Philadelphia region and by hosting consumers each and every day at their headquarters in King of Prussia, Pa. This week, Phil Cannella highlighted the three things that any consumer in or near retirement must consider when Read More +

Phil Cannella Interviews Experts On Crash Proof Vehicles

As Crash Proof Retirement Founder, Phil Cannella travels throughout the tri-state area to educate people in or near retirement on safe alternatives available outside of Wall Street. While each Crash Proof Retirement educational event is a unique event, chances are if you’ve attended an event, you’ve heard Phil Cannella make one strong, declarative statement. “My name is Phil Cannella, and I say the financial industry is stacked against you, the everyday American investor.” Throughout the event, Cannella uses a series of examples and anecdotes from Read More +

Phil Cannella Prevails Over Unscrupulous Competitors

Phil Cannella, as an insurance and financial professional for almost forty years, has helped tens of thousands of consumers protect themselves against the risks they face as they head into retirement. His Crash Proof Retirement System is a testament to this very mission in that he has devised a means to protect the nest egg of an individual or family from stock market volatility. Speaking to any of his thousands of clients, you will find a common thread among them all, not one single one Read More +

Phil Cannella Crusades Against Media Misinformation

Since founding Retirement Media Inc. in 2012, Phil Cannella has been on a mission to free the everyday American from the misinformation and biased commentary of the mainstream media. When it comes to retirement-specific advice, Phil Cannella has found the research and information put forth by such media outlets to be lacking, misleading and just plain wrong. Phil Cannella discussed the latest example of this glaring shortcoming on last weekend’s Crash Proof Retirement Show. “The mainstream media is confused,” Cannella told the listening audience as Read More +

President Obama Validates Phil Cannella and Crash Proof Retirement

The President of the United States echoes Phil Cannella’s message on fiduciary duty. Every weekend, Phil Cannella and Joann Small host The Crash Proof Retirement Show on Philadelphia’s number-one talk radio station, Talk Radio 1210 WPHT. This 50,000-watt station has the capability to reach 38 states as well as Canada. Apparently, the signal’s been reaching Washington D.C. On February 23, 2015, President Barack Obama gave a speech at AARP headquarters in Washington, D.C. in which he bemoaned the lack of fiduciary duty and the rampant Read More +

Phil Cannella Prevails in Federal Court

Phil Cannella has once again demonstrated that in the face of all adversity, it is the truth that shines; it is the truth that survives the lies; it is the truth that will eventually win the day. Some people’s fortunes in life are such that they care not to make waves, they prefer to settle into the status quo and mind their own business going in whatever direction the waves of fate lead them. This is not the case with Phil Cannella, whose mission in Read More +

Phil Cannella Pierces Deception With The Sword Of Truth

Phil Cannella has the power and strength of the sword of truth behind him. It is the very strength inherent in this sword and it is the power it bestows upon he who wields it, that requires that someone with high integrity, ethics and morals use it for the betterment of all and not just the betterment of one. Bringing truth to the American retiree is a mission Phil Cannella has taken upon himself. This began many years ago when he brought solutions to seniors Read More +

Phil Cannella Exposes Hidden Fees In Mutual Funds

Phil Cannella knows that the Statement of Additional Information is Wall Street’s dirty little secret. But he admits that Wall Street’s done a great job of keeping that secret—so great, in fact, that most financial advisors don’t even know the Statement of Additional Information exists! “We’ve all heard about the Book of Prospectus—because we all read it cover to cover!” Phil Cannella joked at a recent Crash Proof Retirement educational event. “In that book, you can find out about the hidden fees your advisor never Read More +

Phil Cannella Challenges Wall Street

Phil Cannella has had to face some tough challenges in his effort to make changes to the financial services industry and bring about reforms on Wall Street. It is not uncommon knowledge that Wall Street is fraught with white collar crime. Industry professionals are often seeking to take advantage of unwitting and gullible consumers. Industry insiders are often working for their own financial gain over those of the people they serve. This is unfortunately the state of affairs within the financial services sector, but it Read More +

Phil Cannella Reviews: Phil Cannella’s Book Reveals: Retirement Isn’t the Destination; It’s the Half Way Mark – Phil Cannella Reviews

Phil Cannella Reviews Phil Cannella Reviews – Phillip Cannella Reviews: Phil Cannella’s Reviews book,Crash Proof Retirement: The Planning Isn’t Over, speaks about his life growing up and the joy he remembers seeing on his grand pop’s face when he came home and said, “I did it! I’m retired!” He also remembers the tragedy that struck shortly after that day when his grand pop suffered a stroke, and the medical bills ate up his retirement funds. Phil Cannella Reviews If there’s one thing Phil Cannella has learned, it’s that Read More +

Phil Cannella IRA Distribution Mode, an Exit Strategy Revealed – Phil Cannella Media

Phil Cannella is on a mission to help Americans live the American dream of retiring comfortably and securely. He helps his clients avoid the Required Minimum Distribution (RMD), which can lead to heavy erosion and taxation of your financial accounts during your retirement years. As a retirement financial specialist, Phil Cannella knows that you can bypass the RMD and turn your nest egg into tax-free vehicles that remain tax-free even after you begin to take income from them.   Phil Cannella has the answer, which Read More +

Phil Cannella Uncovers Madoff’s Lack of Remorse For His Victims – Phil Cannella Media

Phil Cannella and a unique opportunity Phil Cannella – Phillip Cannella Media: Phil Cannella secured a unique opportunity to interview the former Inspector General of the SEC and got to pose many incisive questions that give us some clues about the man that got away with a Ponzi scheme that is considered to be the largest financial fraud in U.S.  history. Phil Cannella asked the former Inspector General When Phil Cannella asked the former Inspector General questions about Bernard Madoff he revealed the complete and utter lack Read More +

Phil Cannella Sponsor of Children’s Hospital – Phil Cannella Media

Phil Cannella duty is to help Phil Cannella – Phillip Cannella Media: Phil Cannella has made it a duty of his to help those in need of help in any way he can. Phil Cannella likes to give and one of the ways he has shown his giving over the years is through his humanitarian efforts in donating to the Children’s Hospital of Philadelphia(CHOP). Phil Cannella helps seniors In his daily work, Phil Cannella helps seniors crash proof their nest eggs. When not at work, Phil Read More +

Phil Cannella, A True Benefactor of Children’s Hospital of Philadelphia – Phil Cannella Media

Phil Cannella – Phillip Cannella Media: Phil Cannella is a true supporter of the Children’s Hospital of Philadelphia. Over the years, Phil Cannella has come to the aid of children by donating to the hospital in volume and this is the real humanitarian side of Phil Cannella we truly love. Humanitarian acts are ones that show real benevolence, real kindness, a sort of unselfish attitude about life. When looking at Phil Cannella’s contributions one is truly looking at someone who has contributed in many ways to Read More +

Phillip Cannella Media: Phil Cannella Enumerates the Ideal Candidate for a Reverse Mortgage

Phil Cannella – Phillip Cannella Media: Phil Cannella has helped thousands upon thousands of retirees with all manner of concerns about their retirement. After 40 years of working with seniors, it is safe to call Phil Cannella one of the nations leading experts on retirement when it comes to dealing with their finances. Phil Cannella’s work is focused on seeing to it that a retiree has the means to live out their golden years as they dreamed of within the framework of the assets they have been Read More +

Phillip Cannella Media: Phil Cannella Says Stay Away from Variable Annuities

Phil Cannella – Phillip Cannella Media: Phil Cannella has done some exhaustive research on the various types of annuities available on the market and looked at their pros and cons. While many insurance companies offer various kinds with varying benefits and features, there are just a few major types of annuity. Of these, Phil Cannella urges the consumer to stay away from the variable annuity. As Phil Cannella puts it, there’s one type of annuity in particular that gives the others a bad name, and that’s the Read More +

Phillip Cannella Media: Phil Cannella Gives A Background to the Roth IRA

Phil Cannella – Phillip Cannella Media: Phil Cannella spends some time educating his consumers on the benefits of IRAs and the two different types: The Traditional IRA which grows tax-deferred and the Roth IRA which grows tax-free. Phil Cannella explains that each of these accounts has its own benefits and reasons for using depending on the clients goals and desires and even how much risk they are willing to take. Phil Cannella gives a little history of the Roth: “Established in 1998, the creation of the Roth Read More +

Phillip Cannella Media: Client-Driven vs. Broker-Driven Accounts: Phil Cannella Reveals Which One You Want

Phil Cannella – Phillip Cannella Media: Phil Cannella, investigative reporter and founder of Retirement Media, Inc, helps his readers understand the difference between the two types of financial accounts available to retired people so that they can better protect their nest egg. The options are broker-driven and client-driven financial accounts. Broker-Driven Financial Vehicle Broker-driven financial vehicles are the products that financial advisors endorse, recommend, direct and protect to no end. Phil Cannella points out that financial advisors and brokerage firms only prefer these products because they Read More +

Phillip Cannella Media: Phil Cannella Explains the Merits of Some Annuities

Phil Cannella – Phillip Cannella Media: Phil Cannella is not a proponent of many annuities, especially for seniors in their retired years. He explains that the annuity just isn’t right for some and also some annuities are just not right for almost anybody. However, Phil Cannella also recognizes those annuities which truly have value and provide seniors with a certain level of safety and growth no other financial vehicle can provide. Phil Cannella amplifies on this here: “To counter any ideas that I may have a biased Read More +

Phillip Cannella Media: Phil Cannella Reveals Why Bonds Are Actually Risk Investments

Phil Cannella – Phillip Cannella Media: Phil Cannella delivers financial answers to numerous questions about safeguarding your retirement. In this article, he reveals why bonds, which are one of the most popular methods retirees use to keep money “safe,” are bad ideas for retirees.   Many people add bonds to their portfolio to offset potential market downturns, however bonds were designed to provide a fixed income not to offset market risk.  The income comes from the fixed interest rate or yield of your bond. While the interest Read More +

Phillip Cannella Media: Phil Cannella The Entrepreneur

Phil Cannella – Phillip Cannella Media: Phil Cannella is a true entrepreneur. A brief look at Phil Cannella’s life shows that what he is doing and has accomplished in life are hallmarks of great entrepreneurs. Considering the fact that Phil Cannella was not born to riches and his dad worked three jobs just to keep the family afloat, Phil Cannella has done extremely well in navigating himself through life.   At an early age, Phil Cannella established a need, a need by seniors for a solution to Read More +

Phillip Cannella Media: Phil Cannella Talks About the Tax-Addicted IRS

Phil Cannella – Phillip Cannella Media: Phil Cannella  Phil Cannella, like many of us, is not too fond of the IRS. Why should we be? We work hard every day just to make ends meet and then see a large portion of our paycheck taken away from us without our volition. Compare this to what Phil Cannella says about the stock market, which can wipe out your savings in one fell swoop. So which one is worse, the IRS or the stock market? Who knows. But Read More +

Phillip Cannella Media: Phil Cannella Strives to Provide Peace of Mind to Retirees

Phil Cannella – Phillip Cannella Media: Phil Cannella has seen too many hard working Americans stressed out, losing sleep, and eventually giving away their hard-earned savings because of the stock market’s volatility.  That’s why he created the Crash Proof Retirement System™.  The Crash Proof Retirement System™ involves insurance vehicles that do not participate in stock market downturns, but still generate interest during times of market prosperity.   Phil Cannella’s clients are guaranteed to never lose their principle and will never pay a dime in fees.  One of Read More +

Phillip Cannella Media: Phil Cannella Says Follow Your Heart

Phil Cannella – Phillip Cannella Media: Phil Cannella has gotten strength, purpose and drive by persisting on towards a goal he had in mind. This is what is known as “following your heart.” At an early age, Phil Cannella recognized a great flaw in the lack of planning seniors had for the unpredictable need for some form of long term care. When it came to finding a solution to this pandemic, Phil Cannella said, “With a smile on my face and a tear in my eye, I Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella Comments on the Golden Years of One’s Life

Phil Cannella – Phillip Cannella News: Phil Cannella is driven by a passion to see the American retiree enjoy his or her retirement. The only way he or she can do that, says Phil Cannella, is that if the money they have been saving through their working years is protected and safeguarded against market risk. Phil Cannella explains, “As Americans we have been trained to regard retirement as the final financial milestone – a rewarding experience often spent on extended vacations, quality time with grandchildren and Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella Says Don’t Let a Locust Eat Your Financial Crops

Phil Cannella – Phillip Cannella News: Phil Cannella is sharp to point out that financial predators, those with vested interests who are in a position to manipulate the markets, through market crashes can wipe out much of your nest egg in one short breath. This is why Phil Cannella urges us to look outside the box and instead at products that can secure us a safe retirement. Phil Cannella likens this to a locust devastating a crop; “In theory, retirement can be regarded as one’s harvest Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella Says that the Stock Market is Stacked Against You

Phil Cannella – Phillip Cannella News: Phil Cannella points out that the threat of another market crash is imminent, always on the horizon, ready to strike and wipe out our savings. To give you the words of Phil Cannella himself, he says, “To the uninformed retiree who does not Crash Proof their retirement, the risk of jeopardizing their nest egg is a constant and palpable threat. Once disaster strikes, as it did in 1929, and more recently in 2007 and 2008, you can see that time Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella on the History of Financial Catastrophes

Phil Cannella – Phillip Cannella News: Phil Cannella has witnessed first-hand the devastation a market crash can have upon an individual or a family, and most especially a retiree. Phil Cannella points out that these market crashes are cyclical, meaning they occur again and again. In fact, in Phil Cannella’s book he makes this astute observation; “Despite these historic financial catastrophes, the stock market hasn’t evolved in a way that safeguards your retirement during economic downturns. There is no financial security model that functions well in Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella Tells Us Not to Let History Repeat Itself

Phil Cannella – Phillip Cannella News: Phil Cannella is a man who is not about to let another market crash affect the wealth and savings of the American retiree. Phil Cannella is going to do all Phil Cannella can to prevent that history from repeating itself. Phil Cannella has much to say on this subject; “Since this calamitous event [1929 crash], our economy has experienced 15 stock market crashes, the most recent being the credit crisis and huge market drops of 2007 and 2008. In this Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella Harks Back on the 1929 Stock Market Crash

Phil Cannella – Phillip Cannella News: Phil Cannella has done a good study of the history of the financial markets in the United States and examined their peaks and their crashes. He sheds some interesting light on the well-known crash of 1929 that brought about the Great Depression. Phil Cannella very wisely points out: “In 1929, American investors suffered the worst financial crisis in history, bearing witness to a mass economic collapse that decimated their savings. The effects of the crash were cruel and long-lasting. As Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella Urges You to Crash Proof Your Retirement

Phil Cannella – Phillip Cannella News: Phil Cannella, quite astutely points out, “There’s no lack of articles written about reaching retirement, enjoying retirement and what to do in retirement. But when’s the last time you read about Crash Proofing your retired years?” Phil Cannella is no stranger to helping people in their retired years, it’s what he does day in and day out. Every single week, Phil Cannella conducts an educational event to provide people in their retired years as well as those approaching retirement with Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella Explains his Life-Long Mission

Phil Cannella – Phillip Cannella News: Phil Cannella is a man who goes about life with a purpose, with a mission, one of senior advocacy. Phil Cannella’s lifelong mission of Senior Advocacy began when he was quite young, when he saw firsthand the ravages caused by an illness as an elder family member aged.  This is an issue many families face and it is a problem staring America in the face. When Phil Cannella’s grandfather suffered a stroke, he ended up in a nursing home. The Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella Pioneers Long Term Care

Phil Cannella – Phillip Cannella News: Phil Cannella has made a name for himself as a man who believes and fights for a cause. Phil Cannella started his career in the 1970s pioneering long term care. While today Phil Cannella is well known for Phil Cannella’s Crash Proof principles, there is yet an even more insidious threat to one’s nest egg. If it is not a market crash that can wipe out your life savings, it is the need for nursing home care as one ages. Read More +

Phil Cannella – Phillip Cannella in the News: Phil Cannella’s Clients Tell All

Phil Cannella – Phillip Cannella News: Phil Cannella is not your run-of-the-mill financial advisor. Phil Cannella is a man who stands behind what some may just think is a marketing cliché. If you live in the Phildalelphia area you may very well have heard of the Phil Cannella Crash Proof Retirement Show® or the host of the show, Phil Cannella. If you haven’t, well, tune in to CBS radio 1210 WPHT on the Saturdays at 11am and listen to the Crash Proof Retirement Show® hosted by Read More +

Phil Cannella Interviews Andrew Huszar: Part 8

Phil Cannella – Phillip Cannella News Phil Cannella: “Can we talk about the real organization that runs this country – that I would call lobbyists? Isn’t that what Congress responds to – the buck coming in and being lobbied?” Andrew Huszar: “I think it’s a huge problem; the influence of money in our politics. I didn’t work in a part of the Government in which we dealt with lobbyists. The Fed has remained somewhat independent from that world of Congress, but I would agree with Read More +

Phil Cannella Interviews Andrew Huszar: Part 7

Phil Cannella – Phillip Cannella News Phil Cannella: “Why didn’t the banks lend money? They were given $1 trillion. Why did the government depend on it being trickled down? That’s like us giving a thief the keys of our car and say, ‘valet park it for me.’ Why would it be that way? Why wouldn’t these banks lend the money out?” Andrew Huszar: “Well I think ultimately because they got so much, and this is my opinion, but I think they got so much, they Read More +